These Americans Will Receive $1,916, $910, or $893 – When Their Social Security Arrives in July

By Ehsteem Arif

Published on:

Joe Biden

The amount of money you can receive from Social Security is influenced by the number of years you worked, the age at which you file, and your wages. However, American families can sometimes access additional funds through benefits available on the worker’s record. This article looks into how to maximize your benefits and provides important payment dates.

Extra Money for Families

Eligible family members of a Social Security recipient can receive additional benefits. Spouses who meet specific requirements may qualify for checks, and dependents can receive benefits once the primary worker files for retirement. These additional funds can significantly enhance a family’s financial stability.


Payment Dates

Social Security payments are scheduled based on the recipient’s birthdate. After the July 3 payment, the next three payment dates are as follows:

  • July 10: Birthdates from 1-10
  • July 17: Birthdates from 11-20
  • July 24: Birthdates from 21-31

These dates apply to recipients who are not on Supplemental Security Income (SSI) and did not start receiving benefits before May 1997.


Average Payments

The amount of Social Security benefits varies based on the recipient’s category. Here are the average payments:

  • Retired Workers: The average payment is $1,916. The maximum benefit at age 62 is $2,710, increasing to $4,873 at age 70.
  • Spouses of Workers: The average payment is $910, which is slightly less than half of what the worker receives.
  • Children of Retired Workers: The average payment is $893 as of May 2024.

Maximizing Your Benefits

To maximize your Social Security benefits, consider delaying your retirement. The longer you wait to file, the higher your monthly benefits will be. Early filing can result in reduced payments, so if you are still working, delaying your retirement can provide a substantial increase in your Social Security income.


Planning Ahead

It’s crucial to plan your retirement strategy carefully. Understanding how your work history, filing age, and wages affect your benefits can help you make informed decisions that maximize your Social Security income. Here’s a quick look at how delaying your retirement can impact your benefits:

Age of FilingMaximum Monthly Benefit

Key Considerations

  • Work History: The more years you work and pay into Social Security, the higher your benefits.
  • Filing Age: Delaying retirement increases your benefits. Filing early reduces your benefits.
  • Spousal and Dependent Benefits: Eligible family members can receive additional funds, enhancing overall family income.

By knowing these factors, you can optimize your Social Security benefits and ensure a more secure financial future.



Who qualifies for extra Social Security benefits?

Eligible spouses and dependents of a worker receiving Social Security.

When are the upcoming Social Security payment dates?

July 10, July 17, and July 24, based on birthdates.


What are the average Social Security payments for retirees?

The average payment for retired workers is $1,916 per month.

How can delaying retirement affect Social Security benefits?

Delaying retirement increases monthly benefits; early filing reduces them.


What is the average payment for spouses of Social Security recipients?

Spouses receive an average payment of $910 per month.


Disclaimer- We are committed to fair and transparent journalism. Our Journalists verify all details before publishing any news. For any issues with our content, please contact us via email. 

Ehsteem Arif

A tax law expert with a knack for breaking down complex regulations into digestible insights. Ehsteem's articles on the tax news blog offer invaluable guidance to readers navigating changes in tax legislation.

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